Create an account on Instamojo and earn from referrals When you refer someone to Instamojo you get a referral bonus based on a few conditions. 1. The person you referred has submitted their KYC documents related to their Instamojo account and got the same verified. 2. The person you referred has atleast one transaction in their account. 3. Both you and the person you referred have complied with their terms of service. Register here and create an account. You can also set up your online store there for physical or digital products.